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Your post was a bit long so I'm not 100% sure what your question is (other than which option you should have chosen), but I'm with ML about the smart phone. If money was no object, then maybe. My cell works at my house(I have Verizon), but only if I'm out in the yard. Inside the house is hit and miss.
So far I'm ok with the service I get, but thanks for the DB info. That'd be better than climbing into a tree to make a phone call! :)
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