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You're lucky he didn't crack your camcorder lens when he took off! :)
It's always nice to try new bikes, plus it makes you a better rider. I think the 250X will be a good choice as a next bike but . . . only red and blue ? No orange bikes in the mix? Looking forward to reading your posts as you make the final choice.
Yep, I'm with Maple. Don't finance it. If you can't afford cash, you can't afford it.
I know it's not hip and cool to think like that but it will stand you in good stead later on...
To be fair, when was younger, I financed everything, but I had to learn the hard way that it's a crap way to go about it.
The real question with that one is what the total hours are, if he knows.
What's a new one worth in Canaduh?? Just to compare the value.
On the face of it, that one looks pretty tidy for it's age though.
I agree with Nick and Maple: no financing!!!!! And don't fall for that teaser rate low financing either - it's only 1 or 2 % for 6 months or so - after that it jumps up to 12 % or more.
What about leftover models?
You have a bit more options than some people becasue you have a pickup truck, which expands your shopping area. Make up a list of questions to ask every seller, then grill them over the phone to sift through the junk so you don't end up wasting your time and gas. Otherwise you'll spend money on gas that you could be using towards the bike.
I thought about my earlier post and realized we're in waaaaaaaay different places in our lives, so I'm going to modify my stance on financing. You want to stay out of debt, but you need to get out and enjoy life.
You may be young but at some point you're going to need to establish credit. When I was young (yeah, yeah, thousands of years ago . . .) it was always suggested to take out a $1k personal loan from the bank and pay it back early. I think it's still good advice, but in today's dollars, maybe a $3k loan isn't so bad. I mean, what are the alternative to establishing credit? A new vehicle? Student loans? A house? All are big, big bucks!
Let's assume your budget is $5k and your 230 is worth $2k. If you trade in your bike at the dealer you'd end up financing $3k. So . . .
Shop around for the best interest rates, but I firmly believe local is better, meaning your bank is the best bet even if the interest rate is another .5% higher. The dealer is not your friend and don't believe a word he tells you about great financing deals - read the fine print!
If you think you'll sell your bike privately and use the money to pay down a $5k loan - forget it! We've all been there and you'll end up spending that money on handguards, graphics, riding gear, etc. If you're really disciplined you may put $1k towards the loan, but I'm guessing not.
You seem to have a good head on your shoulders. Don't be in a rush and it will work out fine. :)
If you're willing to drive 5 hours you'll have lots more options. I looked at two dealers sorta near me - Troy City Garage (near the NY/VT border) and Valley Motorsports in MA - neither had a 250X in stock. Valley MS had an 09 Yamaha WR250F for $5k and a 2012 KTM 250XCF demo (100 miles) for $6k.
I also saw this 2007 on ebay but it's down in NC (plus it's an '07). It looks like a nice bike and there's no reserve. It ends in a couple of days so it should be interesting to see how much it goes for. It's at $2475 with 2 bids so far.
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